Used Cars Under $20,000 Near Charlotte

Premium quality without the new car price. Find late-model used cars under $20K from local 704 dealerships.

With a $20,000 budget in the 704, you can afford nearly-new vehicles with the latest technology, low mileage, and often remaining factory warranty coverage. Browse all vehicles or explore options near Charlotte below.

212 vehicles
2016 Volkswagen Jetta

2016 Volkswagen Jetta

$12,900
87,842 mi Charlotte
2014 Toyota Avalon Hybrid

2014 Toyota Avalon Hybrid

$12,900
121,908 mi Statesville
2014 BMW 6-Series Gran Coupe

2014 BMW 6-Series Gran Coupe

$12,900
92,600 mi Concord
2015 Ford F-150

2015 Ford F-150

$12,900
169,680 mi Concord
2015 Volkswagen Jetta

2015 Volkswagen Jetta

$12,990
93,170 mi Troutman
2017 Ford Escape

2017 Ford Escape

$12,990
106,778 mi Troutman
2018 Hyundai Elantra

2018 Hyundai Elantra

$12,990
94,341 mi Troutman
2020 Hyundai Elantra

2020 Hyundai Elantra

$12,990
110,292 mi Troutman
2019 Nissan Versa

2019 Nissan Versa

$12,990
84,682 mi Troutman
2012 Honda CR-V

2012 Honda CR-V

$12,995
117,300 mi Albemarle
2011 Honda CR-V

2011 Honda CR-V

$12,995
104,528 mi Albemarle
2017 BMW X3

2017 BMW X3

$13,295
93,662 mi Mooresville
2018 GMC Acadia

2018 GMC Acadia

$13,495
103,733 mi Troutman
2018 Hyundai Kona

2018 Hyundai Kona

$13,495
96,960 mi Mooresville
2015 Toyota RAV4

2015 Toyota RAV4

$13,498
144,435 mi Newton
2018 Volvo V60 Cross Country AWD

2018 Volvo V60 Cross Country AWD

$13,498
129,363 mi Newton
2005 Nissan 350Z

2005 Nissan 350Z

$13,900
50,793 mi Concord
2021 GMC Terrain

2021 GMC Terrain

$13,900
125,998 mi Statesville
2007 Pontiac Solstice

2007 Pontiac Solstice

$13,900
26,510 mi Concord
2017 Hyundai Santa Fe

2017 Hyundai Santa Fe

$13,990
102,512 mi Troutman
2016 Nissan Altima

2016 Nissan Altima

$13,990
114,529 mi Troutman
2017 Kia Sportage

2017 Kia Sportage

$13,990
102,131 mi Troutman
2018 Kia Sportage

2018 Kia Sportage

$13,990
105,460 mi Troutman
2020 HONDA CIVIC LX

2020 HONDA CIVIC LX

$13,990
140,000 mi Charlotte
2017 Kia Optima

2017 Kia Optima

$13,990
76,316 mi Troutman
2020 Hyundai Accent

2020 Hyundai Accent

$13,990
78,695 mi Troutman
2015 Volvo XC60

2015 Volvo XC60

$13,994
86,715 mi Stanley
2014 Honda CR-V

2014 Honda CR-V

$13,995
119,117 mi Albemarle
2014 Honda Accord

2014 Honda Accord

$13,995
116,598 mi Albemarle
2012 Honda Accord

2012 Honda Accord

$13,995
75,060 mi Albemarle
2017 Jeep Renegade

2017 Jeep Renegade

$13,999
115,811 mi Kannapolis
2014 Toyota Highlander

2014 Toyota Highlander

$13,999
173,185 mi Statesville
2020 Kia Optima

2020 Kia Optima

$14,495
95,602 mi Mooresville
1955 Ford Fairlane

1955 Ford Fairlane

$14,900
70,187 mi Concord
2016 Kia Optima

2016 Kia Optima

$14,990
66,180 mi Troutman
2017 Nissan Rogue Sport

2017 Nissan Rogue Sport

$14,990
102,973 mi Troutman
2020 Chevrolet Equinox

2020 Chevrolet Equinox

$14,990
119,206 mi Troutman
2018 Ford Fusion

2018 Ford Fusion

$14,990
78,871 mi Troutman
2021 RAM 1500 Classic

2021 RAM 1500 Classic

$14,990
123,531 mi Troutman
2020 Chevrolet Equinox

2020 Chevrolet Equinox

$14,990
138,204 mi Troutman
2018 Mitsubishi Outlander

2018 Mitsubishi Outlander

$14,990
88,109 mi Troutman
2020 Hyundai Elantra

2020 Hyundai Elantra

$14,990
93,761 mi Troutman
2015 BMW X5

2015 BMW X5

$14,990
82,769 mi Statesville
2016 Mazda CX-3

2016 Mazda CX-3

$14,990
84,604 mi Troutman
2019 Volkswagen Atlas

2019 Volkswagen Atlas

$14,994
119,999 mi Stanley
2015 HONDA ACCORD LX

2015 HONDA ACCORD LX

$14,995
103,161 mi Albemarle
2015 HONDA ACCORD LX

2015 HONDA ACCORD LX

$14,995
102,378 mi Albemarle
2015 Honda Accord

2015 Honda Accord

$14,995
96,005 mi Albemarle
2014 Honda CR-V

2014 Honda CR-V

$14,995
94,938 mi Albemarle
2015 Honda Accord

2015 Honda Accord

$14,995
104,976 mi Albemarle
2019 Lincoln MKC

2019 Lincoln MKC

$15,395
72,109 mi Troutman
2015 BMW X5

2015 BMW X5

$15,495
80,467 mi Mooresville
2021 Nissan Altima

2021 Nissan Altima

$15,495
84,269 mi Mooresville
1979 Buick Le Sabre

1979 Buick Le Sabre

$15,900
35,359 mi Concord
2018 Ford Edge

2018 Ford Edge

$15,990
81,270 mi Troutman
2016 Mazda CX-5

2016 Mazda CX-5

$15,990
87,512 mi Troutman
2015 Toyota RAV4

2015 Toyota RAV4

$15,990
134,631 mi Troutman
2020 Nissan Rogue

2020 Nissan Rogue

$15,990
115,396 mi Troutman
2020 Kia Sorento

2020 Kia Sorento

$15,990
114,548 mi Troutman
2018 Ford Fusion

2018 Ford Fusion

$15,990
92,539 mi Troutman
2016 Jeep Wrangler SPORT

2016 Jeep Wrangler SPORT

$15,990
117,807 mi Statesville
2020 Nissan Rogue

2020 Nissan Rogue

$15,990
87,986 mi Troutman
2020 Ford EcoSport

2020 Ford EcoSport

$15,990
68,158 mi Troutman
2016 Honda Accord

2016 Honda Accord

$15,995
120,237 mi Albemarle
2018 GMC Terrain

2018 GMC Terrain

$16,280
81,906 mi Statesville
2016 Jeep Wrangler

2016 Jeep Wrangler

$16,590
105,775 mi Statesville
2017 Subaru Outback

2017 Subaru Outback

$16,590
102,676 mi Troutman
2002 Ford Thunderbird

2002 Ford Thunderbird

$16,900
54,731 mi Concord
2004 Ford Thunderbird

2004 Ford Thunderbird

$16,900
45,566 mi Concord
2004 Ford Mustang

2004 Ford Mustang

$16,900
52,888 mi Concord
2011 Toyota Tacoma

2011 Toyota Tacoma

$16,900
108,881 mi Statesville
2008 Pontiac Solstice

2008 Pontiac Solstice

$16,900
23,479 mi Concord
2014 Acura MDX

2014 Acura MDX

$16,990
79,132 mi Statesville
2018 Hyundai Santa Fe

2018 Hyundai Santa Fe

$16,990
71,577 mi Troutman
2017 Subaru Crosstrek

2017 Subaru Crosstrek

$16,990
113,486 mi Troutman
2018 Hyundai Sonata

2018 Hyundai Sonata

$16,990
62,228 mi Troutman
2014 Honda Accord

2014 Honda Accord

$16,995
99,360 mi Albemarle
2014 Honda Accord

2014 Honda Accord

$16,995
91,503 mi Albemarle
2017 Dodge Charger

2017 Dodge Charger

$16,999
132,171 mi Kannapolis
2019 Audi Q5

2019 Audi Q5

$17,495
98,390 mi Mooresville
2015 Acura TLX

2015 Acura TLX

$17,500
99,184 mi Albemarle
2015 Acura TLX

2015 Acura TLX

$17,500
104,905 mi Albemarle
2017 Jeep Wrangler

2017 Jeep Wrangler

$17,695
99,122 mi Mooresville
2018 Ford Fusion Hybrid

2018 Ford Fusion Hybrid

$17,800
55,550 mi Troutman
2017 Chevrolet Silverado 1500

2017 Chevrolet Silverado 1500

$17,950
61,522 mi Charlotte
2020 Nissan Rogue Sport

2020 Nissan Rogue Sport

$17,990
67,111 mi Troutman
2019 Nissan Murano

2019 Nissan Murano

$17,990
91,004 mi Troutman
2019 Jeep Grand Cherokee

2019 Jeep Grand Cherokee

$17,990
96,663 mi Statesville
2016 Toyota Camry Hybrid

2016 Toyota Camry Hybrid

$17,990
88,046 mi Troutman
2018 Ford F-150

2018 Ford F-150

$17,994
160,823 mi Stanley
2018 Ford F-250 SD

2018 Ford F-250 SD

$17,994
231,496 mi Stanley
2017 Jeep Wrangler Willys Wheeler

2017 Jeep Wrangler Willys Wheeler

$17,998
124,217 mi Newton
2015 Ford F-150

2015 Ford F-150

$18,770
81,014 mi Statesville
2017 Honda Ridgeline RTL

2017 Honda Ridgeline RTL

$18,990
110,471 mi Statesville
2018 Jeep Compass

2018 Jeep Compass

$18,990
101,000 mi Charlotte
2015 Chevrolet Camaro

2015 Chevrolet Camaro

$18,990
94,453 mi Troutman
2018 Nissan Frontier

2018 Nissan Frontier

$18,990
65,782 mi Troutman
2018 Ford F-150

2018 Ford F-150

$18,990
144,000 mi Charlotte
2014 Toyota Tundra

2014 Toyota Tundra

$18,990
102,000 mi Charlotte
2020 Nissan Pathfinder

2020 Nissan Pathfinder

$18,990
89,312 mi Troutman
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Why Buy a Used Car Under $20,000 in the 704?

At this price point, you're shopping vehicles that are often just 2-4 years old with under 50,000 miles. Many still have factory warranty remaining. The Charlotte Metro dealers stock a wide selection of popular models from Honda, Toyota, Ford, Chevrolet, and even entry-level luxury brands.

Every vehicle listed here comes from a licensed NC dealer, giving you the peace of mind of a legitimate purchase with proper documentation. Skip the uncertainty of private sales and shop with confidence from local businesses who stand behind their inventory.