Used Cars Under $40,000 Near Charlotte

$20,000 - $40,000. Late-model trucks, loaded SUVs, certified pre-owned, and real luxury options from 704 dealers.

Vehicles priced $20,000 to $40,000 from 704 dealers. This is where you find late-model trucks with tow packages, loaded mid-size SUVs, certified pre-owned vehicles with warranty, and used luxury that was twice this price new. Browse all vehicles or explore options near Charlotte below.

69 vehicles
2022 Chevrolet Silverado 1500

2022 Chevrolet Silverado 1500

$39,900
53,075 mi Concord
2014 Chevrolet Corvette Stingray

2014 Chevrolet Corvette Stingray

$39,900
32,773 mi Concord
2011 Chevrolet Corvette

2011 Chevrolet Corvette

$39,900
8,739 mi Concord
2017 Ford F-150

2017 Ford F-150

$37,995
77,823 mi Albemarle
2014 Toyota Tundra

2014 Toyota Tundra

$36,900
79,101 mi Concord
2009 Chevrolet Corvette

2009 Chevrolet Corvette

$36,500
9,729 mi Concord
2021 Ford Expedition

2021 Ford Expedition

$35,994
116,035 mi Stanley
2008 Chevrolet Corvette

2008 Chevrolet Corvette

$35,900
12,261 mi Concord
2009 Chevrolet Corvette

2009 Chevrolet Corvette

$34,900
7,316 mi Concord
2008 Honda S2000

2008 Honda S2000

$34,900
46,635 mi Concord
2007 Ford Mustang

2007 Ford Mustang

$33,900
1,501 mi Concord
2009 Pontiac Solstice

2009 Pontiac Solstice

$33,900
6,173 mi Concord
2008 Chevrolet Corvette

2008 Chevrolet Corvette

$32,900
29,861 mi Concord
2003 Chevrolet Corvette

2003 Chevrolet Corvette

$32,900
41,761 mi Concord
2008 Chevrolet Corvette

2008 Chevrolet Corvette

$32,900
21,802 mi Concord
2009 Chevrolet Corvette

2009 Chevrolet Corvette

$30,900
42,778 mi Concord
2008 Chevrolet Corvette

2008 Chevrolet Corvette

$30,900
39,514 mi Concord
2009 Chevrolet Corvette

2009 Chevrolet Corvette

$29,900
48,986 mi Concord
2018 Chevrolet Silverado 1500

2018 Chevrolet Silverado 1500

$29,900
92,779 mi Concord
2008 Chevrolet Corvette

2008 Chevrolet Corvette

$29,900
57,144 mi Concord
2013 Chevrolet Corvette

2013 Chevrolet Corvette

$29,900
52,832 mi Concord
2020 Nissan Z

2020 Nissan Z

$28,900
38,869 mi Concord
2009 Chevrolet Corvette

2009 Chevrolet Corvette

$28,900
50,382 mi Concord
2015 Jeep Wrangler

2015 Jeep Wrangler

$28,900
46,806 mi Concord
2019 Jeep Wrangler

2019 Jeep Wrangler

$28,900
49,932 mi Concord
2013 Ford Mustang

2013 Ford Mustang

$28,900
20,293 mi Concord
2010 Chevrolet Camaro

2010 Chevrolet Camaro

$27,900
20,040 mi Concord
2007 Chevrolet Corvette

2007 Chevrolet Corvette

$27,900
37,358 mi Concord
2010 Chevrolet Camaro

2010 Chevrolet Camaro

$25,900
42,575 mi Concord
1928 Buick Master Six

1928 Buick Master Six

$25,900
27,865 mi Concord
2017 Jeep Wrangler

2017 Jeep Wrangler

$25,900
61,536 mi Concord
2004 Chevrolet Corvette

2004 Chevrolet Corvette

$25,900
22,161 mi Concord
2017 Chevrolet Silverado 1500

2017 Chevrolet Silverado 1500

$24,900
82,157 mi Concord
2005 Chevrolet Corvette

2005 Chevrolet Corvette

$24,900
74,764 mi Concord
2004 Chevrolet Corvette

2004 Chevrolet Corvette

$24,900
21,693 mi Concord
2017 RAM 3500

2017 RAM 3500

$24,000
129,875 mi Charlotte
2024 Subaru Crosstrek

2024 Subaru Crosstrek

$23,990
26,000 mi Charlotte
2009 Ford Mustang

2009 Ford Mustang

$23,900
44,152 mi Concord
1997 Ford Mustang

1997 Ford Mustang

$23,900
16,546 mi Concord
2017 Jeep Wrangler

2017 Jeep Wrangler

$23,900
117,626 mi Concord
2020 Ford Transit Connect

2020 Ford Transit Connect

$23,900
59,285 mi Concord
2022 Jeep Compass

2022 Jeep Compass

$23,550
65,000 mi Charlotte
2017 GMC Sierra 1500

2017 GMC Sierra 1500

$23,498
136,324 mi Newton
2019 Nissan Altima

2019 Nissan Altima

$22,999
91,030 mi Kannapolis
2020 Ford F-150

2020 Ford F-150

$22,990
112,000 mi Charlotte
2014 Dodge Charger

2014 Dodge Charger

$22,900
35,917 mi Concord
2006 Chevrolet Corvette

2006 Chevrolet Corvette

$22,900
83,981 mi Concord
2018 Honda Civic

2018 Honda Civic

$21,999
85,953 mi Kannapolis
2016 Toyota Camry

2016 Toyota Camry

$21,999
113,962 mi Kannapolis
2022 Nissan Altima

2022 Nissan Altima

$21,999
114,352 mi Kannapolis
2019 Toyota Camry

2019 Toyota Camry

$21,999
126,801 mi Kannapolis
2017 Toyota Camry

2017 Toyota Camry

$21,999
114,880 mi Kannapolis
2020 Honda Civic Sedan

2020 Honda Civic Sedan

$21,999
121,534 mi Kannapolis
2017 Toyota Camry

2017 Toyota Camry

$21,999
113,222 mi Kannapolis
2020 Dodge Challenger

2020 Dodge Challenger

$21,999
126,241 mi Kannapolis
2020 Nissan Rogue

2020 Nissan Rogue

$21,999
123,618 mi Kannapolis
2002 Ford F-350 SD

2002 Ford F-350 SD

$21,994
300,010 mi Stanley
2022 Dodge Charger

2022 Dodge Charger

$21,990
72,000 mi Charlotte
2008 Saturn Sky

2008 Saturn Sky

$21,900
4,148 mi Concord
2006 Ford Mustang

2006 Ford Mustang

$21,500
44,932 mi Concord
2017 Chevrolet Tahoe

2017 Chevrolet Tahoe

$21,498
129,677 mi Newton
2018 Nissan Altima

2018 Nissan Altima

$20,999
78,186 mi Kannapolis
2018 Chevrolet Equinox

2018 Chevrolet Equinox

$20,999
91,029 mi Kannapolis
2018 Honda Civic

2018 Honda Civic

$20,999
111,644 mi Kannapolis
2018 Jeep Cherokee

2018 Jeep Cherokee

$20,999
94,552 mi Kannapolis
2017 Toyota Corolla

2017 Toyota Corolla

$20,999
85,392 mi Kannapolis
2020 Nissan Rogue Sport

2020 Nissan Rogue Sport

$20,999
96,743 mi Kannapolis
2017 Toyota Camry

2017 Toyota Camry

$20,999
126,413 mi Kannapolis
2016 RAM 1500

2016 RAM 1500

$20,998
134,511 mi Newton

Adjust Your Budget

Explore other price ranges to find the right vehicle for you.

What $20,000 - $40,000 Gets You in the 704

This is the price range where trucks and SUVs dominate 704 dealer lots. Ford F-150s, Chevy Silverados, and RAM 1500s with crew cabs and reasonable miles live here. Three-row SUVs like the Toyota Highlander, Honda Pilot, and Chevy Tahoe become widely available. Certified pre-owned programs from franchise dealers are common at this price, adding extended warranty and multi-point inspections. Luxury brands - BMW, Mercedes, Lexus, Audi - show up with real selection, typically older models with lower miles.

At this budget you're also competing with new car buyers, since many base-model new vehicles sticker in this range. The advantage of buying used here is clear - the same vehicle a year or two older with 15,000-30,000 miles costs thousands less than new, and the steepest depreciation has already happened. If you're financing, banks offer their best rates on newer used vehicles in this price range, which lowers your monthly payment compared to what the same vehicle would cost new.