Used Cars Under $20,000 Near Charlotte

Premium quality without the new car price. Find late-model used cars under $20K from local 704 dealerships.

With a $20,000 budget in the 704, you can afford nearly-new vehicles with the latest technology, low mileage, and often remaining factory warranty coverage. Browse all vehicles or explore options near Charlotte below.

212 vehicles
2019 Infiniti QX80

2019 Infiniti QX80

$19,494
135,858 mi Stanley
2017 Chevrolet Silverado 1500

2017 Chevrolet Silverado 1500

$19,500
104,895 mi Troutman
2002 Chevrolet Monte Carlo

2002 Chevrolet Monte Carlo

$19,900
14,213 mi Concord
2019 Toyota RAV4

2019 Toyota RAV4

$19,900
98,706 mi Concord
2017 Ford F-150

2017 Ford F-150

$19,900
144,521 mi Statesville
2017 Toyota Sienna

2017 Toyota Sienna

$19,990
139,000 mi Charlotte
2023 Jeep Cherokee

2023 Jeep Cherokee

$19,990
152,000 mi Charlotte
2021 JEEP CHEROKEE LATITUDE

2021 JEEP CHEROKEE LATITUDE

$19,990
86,271 mi Charlotte
2017 GMC Yukon

2017 GMC Yukon

$19,998
142,585 mi Newton
2018 Honda Civic

2018 Honda Civic

$19,999
98,171 mi Kannapolis
2019 Toyota Corolla

2019 Toyota Corolla

$19,999
111,095 mi Kannapolis
2016 Ford Mustang

2016 Ford Mustang

$19,999
89,398 mi Kannapolis
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Why Buy a Used Car Under $20,000 in the 704?

At this price point, you're shopping vehicles that are often just 2-4 years old with under 50,000 miles. Many still have factory warranty remaining. The Charlotte Metro dealers stock a wide selection of popular models from Honda, Toyota, Ford, Chevrolet, and even entry-level luxury brands.

Every vehicle listed here comes from a licensed NC dealer, giving you the peace of mind of a legitimate purchase with proper documentation. Skip the uncertainty of private sales and shop with confidence from local businesses who stand behind their inventory.